Table 6 Evaluation of cross-over point (unit: month, KRW)

		Age 60		Age 70		Age 80
Current	Crossover	311	312	253	254	237	238
	Bt−Lt	−510,150	132,232	−263,396	418,983	−16,805	535,230
Fair price	Crossover	274	275	227	228	216	217
	Bt−Lt	−2,581	658,717	−6,203	713,376	−120,404	454,922