Table 7. Total pension amount that can be procured from mortgage finance (unit: KRW)

Maturity	House price	LTV (%)	Growth rate (%)	Total pension	Ratio
20 years	300 mil.	30	1.0	1,245,796	0.19
			2.0	1,737,796	0.13
			3.0	2,306,686	0.09
		50	1.0	1,377,047	0.31
			2.0	1,869,047	0.21
			3.0	2,437,937	0.16
		70	1.0	1,508,297	0.44
			2.0	2,000,297	0.30
			3.0	2,569,187	0.22
	500 mil.	30	2.0	2,807,867	0.13
		50	2.0	3,026,618	0.22
		70	2.0	3,245,369	0.31
30 years	300 mil.	30	2.0	1,787,325	0.16
		50	2.0	1,951,596	0.27
		70	2.0	2,115,866	0.37

Note: Ratio represents the ratio of the mortgage retirement pension benefit to the housing pension benefit.
LTV, loan to value.